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Understanding Your Home's Value: Separating Fact from Fiction

Selling your home requires a realistic understanding of its market value. Here, we explore common misconceptions that can lead to inaccurate pricing and a...

Owning Your Dream Home: A 6-Step Guide for Navigating Changing Interest Rates

The dream of homeownership can feel especially exciting when interest rates are favourable. While economic conditions can shift, with careful planning, you can

Smart Moves: Understanding Capital Gains Tax for Home Sellers

Understanding Capital Gains Tax (CGT) is crucial for homeowners in South Africa, especially when dealing with property sales. CGT is applied to the profit...

Unchanged Repo Rate at 8.25% - Eases Burden for Homebuyers

The Monetary Policy Committee of the South African Reserve Bank has made the decision to maintain the repurchase rate at its current level of 8.25% per annum...

Tackling Late Rental Payments: Being Prepared and Proactive

In an environment of high inflation and challenging interest rates, many South Africans are feeling the financial pinch. For those who depend on rental...

High Bond Costs Got You Down? Here's How to Navigate the Rising Interest Rate

The rising interest rate has affected many South Africans all over the country. With the latest announcement of the increased repo rate, homeowners are...

100% home loans - to be, or not to be?

Deciding whether to apply for a 100% home loan is only one of the choices that you as a potential homeowner will have to make. However, it might be the most...

Fixed or Variable Interest Rate - Which is the Best Option for You?

When you approach a financial institution to take out a home loan you will be faced with choosing between a fixed or variable interest rate. There are num...

5 Tips on Choosing the Right Home Insurance in South Africa

Choosing the right home insurance can cause a lot of headaches. Where do you start? How do you know what you need? Can you get away with choosing the...

4 Things You Should Know About the Bond Registration Process in South Africa

The bond registration process in South Africa is fairly simple to understand but it can be daunting. The information, paperwork, and clauses that homebuyers...

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